Blog Articles
Getting a Mortgage for Self-Employed Borrowers is Easier Than Ever
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Buying a home just became easier for self-employed borrowers. When COVID-19 first began,
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The Gift Tax Myth: How it Impacts You
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HOW DOES THE GIFT TAX WORK WHEN USING GIFT FUNDS TO BUY A HOME? 1 $16,000 ANNUAL EXCLUSION The federal
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Fannie Mae Releases New Requirements for Condos in 2022
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Beginning January 1, 2022, Fannie Mae is taking a stronger look at condos after releasing requirements that
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Pros and Cons of Waiving an Appraisal When Buying a Home
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Lenders are touting to realtors and borrowers that they do not require an appraisal in order to approve and
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Buying a Home if You’re Legally Separated or Divorced
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Please speak to a mortgage professional prior to consummating your Property Settlement Agreement (PSA) to confirm the terms set forth in the agreement comply with standard mortgage underwriting guidelines.
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What You Need to Know About Homes with Solar Panels When Buying and Selling
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Solar panels are a great way to become more environmentally-friendly while saving on your energy bills. Some
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Why a Net Promoter Score is an Important Indicator of a Good Lender
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The best mortgage companies will gladly share their NPS, which is why NJ Lenders is pleased to announce that
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With Rents on the Rise – Is Now the Time To Buy?
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With rents continuing to rise across the country, renters should consider if now is the right time to buy. There are multiple benefits to buying sooner rather than later. Let’s discuss your options so you can make your most powerful decision.
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Federal Housing Administration Takes Steps to Remove Barriers to Homeownership For Those With Student Loan Debt
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In 2021, there are 45 million borrowers who collectively owe approximately $1.7 trillion in student loan debt
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What Do Experts See on the Horizon for the Second Half of the Year?
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As we move into the latter half of the year, questions about what’s to come are top of mind for
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Applying for a Mortgage with a Credit Freeze
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Unexpected data breaches can leave consumers’ Personally Identifiable Information (PII) exposed,
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Building Your Business Credit When Your Self Employed
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If you are a business owner or if you are looking to start a new business, one of the most overlooked
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Home Equity Reaches Record Highs- 6 Ways to Put Your Equity to Use
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Homes with a mortgage gained an average of $26,300 in equity during the last three months of 2020 versus a
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3 Things Self-Employed People Need to Know When Securing a Mortgage in 2021
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The term self-employed includes those that own 25% or more of any business entity, corporation, LLC, etc.,
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2020 Tax Preparation Checklist If You Own Rental Properties
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Real estate tax rules can vary greatly depending on the type of property and form of ownership, such as an
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